the buggers!

[winterbadger]

So, I have two credit cards. One has a huge limit, the other one has a low rate. I remarked I'd love to move all the debt to the low-rate one utnil I pay it off, so the fees wouldn't be so high, but I don't have room. A friend suggested I jsut ask tehm to raise the size of the limit on the low-rate card, so I tried that. And they readily acceded, raising my limit to double what it had been on that card.

So I went to transfer the balance, and they woldn't let me. In the meantime, the two card companies had merged,a nd they won't accept transfers from one of their cards to antoher. :-( B*stards! So now I have way more credit than I need, but I'm still paying the higher rates.

AAA keeps sending me debt-consolidation offers; next time I get one I'm going to see what *their* rates are.

Comments

[didotwite]

find another, separate card that will offer you a low rate. get the balance transfer. cancel the other card. ta-da.

[winterbadger]

Well, yes, if there were another card offering me lower rates. But if I'd run across one offering lower rates, I'd have done that by now. :-)

And I don't want to sign up for another card just to use an intermediary. All this applying for cards and draft increases is playing hob with my credit rating.

[didotwite]

hob?

yeah, if you can't get a lower rate, then you're stuck, ho hum. :)

[winterbadger]

To play hob, to play the part of a mischievous spirit; to work mischief.

http://dict.die.net/to%20play%20hob/

The inimitable Michael Quinion says:

The hob part of hobgoblin was a familiar form of Robin or Robert and became a standard name for a rustic person or a clown, though Old Hob or Old Hodge were also names for the devil.